Katedra Matematyki

Fast Quid would be the worst. We received a really rejection that is generic, it mention none of my problems.

Fast Quid won’t cope with any loans which are more than 6years either. I became quoted the OFT lending that is irresponsible that has been posted this season. That isn’t delivered to clients just loan providers and exactly how would I’m sure also where you can look. My adjudicator wouldn’t deal with them either. I’m maybe perhaps not certain exactly exactly what else I’m able to state. We stated the very first I could’ve reasonable understood had been back Feb whenever Wonga had written down my loan and even Aug 2014 once the FOS published their report into Payday financing. I’m maybe maybe maybe not certain exactly exactly what else I’m able to do any some ideas?

Sara (Financial Obligation Camel) says

If you will find great deal of loans which can be over 6 yrs old, you might settle the remainder of one’s plaint and request the plaint about these to visit an Ombudsman.

Many Thanks Sara, I ll do this. We believed to them that We settled in 2014 that I had a CCJ on a payday loan in 2012. If We knew that We had cause to plain certainly I would personally’ve done before We settled it. It absolutely was a clear situation of a unaffordable loan it out and I had over 18 loans already as I took. The Adjudicator has e back to n’t me personally yet so will need to wait to see just what she claims. Many Many Many Thanks once more x

QQ have already been excellent with my situation. I owed slightly below 2000 since 2012 had extended my loans several times. I happened to be chased as usual by DCA but I happened to be in a IVA that they must have understood once I took away that loan. Anyway I asked when it comes to loan to be written down and after about a few months had a contact stating Thank you for contacting Quick Quid today. It really is our priority that is highest to solve any customer problems at the earliest opportunity. We’ve waived the total amount of 1988.0 and loan 3561221 is deleted from your own credit report.

I became satisfied with this oute and I also would not also plete their questionnaire so hope thus giving desire to other people. Sarah this website was great, many thanks,

We took away 51 loans with fast fast from 2010 – 2014 We kept rolling them over spend 200 simply in interest per thirty days in some instances. We utilized the template on this website to really make the enquiry that is initial the first response didn’t also acknowledge my obtain confirmation of all of the interest that I experienced compensated as a whole. IMO taking that lots of loans revealed that I became in a few types of economic trouble. these folks are rip down merchants. At exactly just just what phase should we contact the Financial Ombudsman ? This web site is great really helpful. Many Thanks

Are QuickQuid upping their game? I’d an answer within 5 business days with my account statements….. fired down the next letter today, maybe maybe maybe not being hopeful of a resolution that is quick simply pleased to get any such thing straight straight straight back they are able to. I became just conscious these refunds had been happening as final friday I’d a deposit in my own bank from ‘Instant Cash Loans’ After cancelling my card and having in a bit of a frenzy thinking somebody had taken that loan call at my title and didnt would like to get struck with stupid interest amounts i came across this website and contacted PDUK and Payday Express.

They’d delivered communication to my address that is old saying ended up being an element of the reimbursement task. Over 27 loans amongst the 2 associated with the panies they’d credit my account with 1288.00

I was told by them it had been for misselling in 2012/2013… my records only closed using them in 2015.

I’ve asked for a duplicate for the page become provided for my address that is new and yet to get this.

I’ve checked my reports and also the interest We paid had been way way way greater! I experienced running loans amongst the 2 panies in the exact same time, constantly for four weeks terms but one loan rolled over paying 275 interest every month for 10 months although see web site the sis site let keep taking loans away! clearly they might view it would be to spend the other one off??

Therefore anyhow, my real question is can I claim more from PDUK/Payday Express?

We never ever acknowledged the page or seen their calculations etc but if We felt there clearly was more to be looked at could I pursue this further?

I’ve got the ball rolling with QQ now and Wonga are yet to respond, a week in to the 8 i’m perhaps perhaps maybe not stressing about this when I stated, any such thing is a plus We wasnt anticipating.

I’m maybe maybe maybe not planning to lie, seeing my credit report and seeking at old bank statements has kept me personally emotionally natural. Them all off it’s like the biggest weight lifted off your shoulder but knowing what position I was in isnt hard to flash back to when you pay. My moms and dads bailed me personally away from them and it left me personally thoroughly disgusted in myself. I was made by them guarantee to e in their mind if we ever required cash.

Make use of your paybacks sensibly dudes and girls.

We paid my moms and dads right back every thing they loaned me personally in a small fraction of the time i possibly could have compensated these back nevertheless now i’m likely to treat them to a vacation with all the interest they virtually paid.

Many thanks ahead of time for almost any advice :-)

Sara (Financial Obligation Camel) says

QQ have been among the better loan providers about providing a listing of loans. It’s likely you’ll find UK that is payday much harder!

Yes you are able to claim right right straight back more from Payday British / Express. The refunds had been for many limied reasons, your other loans may well have now been unaffordable. think about it as having had a little bit of your affordability claim provided to you in advance,

This site has aided me therefore much – many thanks. I wasn’t also conscious i possibly could make an application for pensation. I had applied for 43 loans during 2009-2014 as well as enough time really was struggling to settle them being truly a solitary moms and dad. We sent QQ a contact yesterday night and received an answer by 9.30am. I’ve since responded to the questionnaire saying that i actually do not need this information (from suggestions about this web site) and claimed i shall offer if required. I will be now waiting for their reaction. We will help keep you all informed.

I desired to upgrade individuals about QQ who possess wanted to waiver my stability of just below 2000 without my supplying a dysfunction of my ine etc at that time. I did so have proof that revealed they ignored my payment problems and and rolled over my loans a true quantity of that time period. If We acept this offer they state it will take away my liberties to go on it further by simply making a claim. Any advice valued. I became in a IVA at that time. Wageday advance have replied right straight back refusing to uphold my plaint made against them for a financial obligation now at 495 being managed by MMF. We have responded saying We will go on it to your FOS. Anybody had transactions with WAGEDAY ADVANCE? this web site happens to be fantastic many thanks Sarah.

Sara (Financial Obligation Camel) says

QQ – the current stability – ended up being this for starters loan? how big had been this loan? You can see clearly how much of their offer to waive 2k is actually just removing interest and how much is refunding you interest from previous loans when you know that. Maybe you have added up how much interest you paid in the past loans which were paid back in full?