Analysis, reports and submissions. Inquiry into Australia’s General Insurance Industry
Browse Good Shepherd Microfinance’s distribution into the Senate’s Inquiry into Australia’s General Insurance business.
Our distribution analyzes: – Good Shepherd Microfinance’s Good Insurance system – Education and advocacy for folks on low incomes – Challenges and solutions when it comes to вЂbarriers to entry’ for insurance coverage to individuals on low incomes – Future possibilities to expand the Good Insurance Program
Money Ready Toolkit
In collaboration using the Queensland Government, Good Shepherd Microfinance produced the money toolkit that is ready help individuals prepare, react and get over the economic effect of normal catastrophes. It really is a resource that is valuable Queenslanders and anyone residing in catastrophe prone areas.
The Toolkit provides information and tools on planning, responding and coping with normal and disasters that are human-made.
Take control: credit rating and millennials
This report investigates the information and attitudes of millennials towards credit.
As Australia’s credit framework that is reporting, we look at the future implications of the modifications for millennials, policy manufacturers and industry.
Our findings expose valuable insights from more youthful Australians towards their credit score, as well as on handling expenses generally speaking.
Collective actions, leading modification
The launch report of this Financial Inclusion Action Arrange (FIAP) system, вЂCollective actions, leading change’, describes the thinking, design and anticipated effect associated with program. It includes the commitments created by the very first twelve organisations to take part in this program.
Pathways to Resilience: the Financial Inclusion Continuum and financial flexibility
In Australia, around 3.1 million individuals (16.9percent of grownups) lack usage of safe, appropriate and affordable financial loans and solutions such as for instance bank reports, credit and insurance coverage 1.
The inclusion that is financial provides Good Shepherd Microfinance aided by the framework to think about and guide a knowledge of our consumers and also the types of help they could need certainly to be economically included.
Summary of revenue commissions
Good Shepherd Microfinance, customer Action Law Centre and Financial Rights Legal Centre are making a submission that is joint a reaction to the Australian Bankers’ Association’s regards to Reference paper ‚Independent report about income commissions and product based re re payments’.
The submission talks about: – How payment and product based re re payment systems affect lending and sales methods – The negative nature of sales-staff behavior as outcome of revenue commissions and product based re re re payments – Ethical banking training – instance studies drawn from Consumer’s Federation of Australia, outlining the ongoing conditions that customers knowledge about Consumer Credit Insurance – Customer-focused banking training as being a focus of economic addition
Everyone Requirements a Savings Buffer
Good Shepherd Microfinance presented an answer to Financial Counselling Australia’s everyone else Needs a Savings Buffer assessment paper.
Analysis demonstrates that having a savings buffer can be an crucial prerequisite for the capability to deal with monetary shocks and develop cash advance and payday loans Florida economic resilience.
Our reaction addresses a few concerns set down in the assessment paper, browse the report right right right here:
Pathways to resilience: The effect of economic conversations regarding the monetary convenience of NILS candidates
Read our вЂPathways to Resilience’ research report which centers around the effect that economic conversations – a core part of our NILS Program provided by Good Shepherd Microfinance and community partners – is wearing building capability that is financial our consumers.
Topics typically talked about into the conversations between consumers consist of: cost management, avoiding bank costs, handling bills while the high price of fringe lending. The conversations are made to offer a mix of help, information, and reinforcement that is positive those who are trying for support.
Working together for better housing and sustainable communities
Browse Good Shepherd Microfinance’s distribution in the Queensland Government’s ‚performing together for better housing and communities that are sustainable discussion paper.
Our distribution shows a wide range of possibilities to allow individuals to determine and realise social and financial well-being, including: – Leveraging current sites and positioning between monetary and housing services – using action on personal leasing sustainment – following through on home ownership – Financial Inclusion Action Plans – Mitigating the impacts of this increasing price of power – Improving usage of and flexibility of mortgage loan items
Victorian Gender Equality Strategy Consultation Paper
Browse Good Shepherd Microfinance’s distribution in the Gender Equality Strategy Consultation that is victorian Paper. Our distribution features the ongoing work we have been doing to boost sex equality in Victoria, and makes lots of tips about advancing sex equality.
The submission talks about: – secure and affordable monetary choices for females – Micro-enterprise development for ladies business owners – Raising knowing of economic punishment – Financial Inclusion Action Plans – Encouraging gender equality in the foreseeable future of superannuation – Transitions to house ownership – Good Shepherd Microfinance’s Good Insurance Program
Australian Government’s Reasonably Priced Housing Performing Group
Good Shepherd Microfinance produced distribution into the Australian Government’s low-cost Housing Working Group. Our distribution recognises the product range of viable housing initiatives readily available for consideration and shows the primary part of great Shepherd Microfinance in supplying trusted, client-focused, community-led help for folks on low incomes. Read here to get more: